Brilliant Story about insurance

One day, a young adviser was meeting up his client at his home. After> drawing time-lines and writing down lots of figures, he was preparing to close the case and sign the documents when the 6 yr old son of his client ran up to them and said

Son: 'daddy daddy come play with me!' and of course being busy still the man rejected his son
Man: 'daddy is busy right now... I'm doing something really important. later alex. daddy will come play with you in a while'

out of curiosity, the son pointed to the papers on the table and asked
Alex: 'daddy... what's all this about? why can't you play with me'

the man thought for a while but could not figure out how to tell alex what are they doing. so he said to the adviser
Man: 'Why not you answer this question for me. If you can do it, I'll sign on the dotted lines'

Being a little surprised, the adviser smiled and tried his best to explain the meaning of insurance to a 6 year old boy who doesn't know anything about life yet

Adviser said: 'Little Alex, have you been to the sea?'>
Alex: 'YES! daddy always brings me there. we go swimming and fishing> sometimes!'>
Adviser: 'That's really nice isn't it?'>
Alex: 'yep. i like the sea very much but sometimes when it rains or when> there's a storm. daddy will say we can't go.'>
Adviser: 'oh... why can't you go when it's raining?'>
Alex: 'daddy says its dangerous. the water becomes high and waves are> bigggg'>
Adviser: 'yea... that sounds dangerous. okay! now we gonna travel on this> sea... it's called the sea of life. to cross this sea, daddy and mummy has> to build a boat and put everyone in. would that be nice?'>
Alex: 'yesss! we can cross the sea together!

Adviser: 'There are times when it rains in the sea right? and there are> also times where the storm comes. as well as big fishes that eats people?'>
Alex: 'ah... i don't like those.. they're dangerous... sharks. AHHH!'>
Adviser: 'yea... those are very dangerous things. but being in the sea> there's no way we can avoid all this things yea?'>
Alex: ' yepps.'> Adviser: 'so daddy and mummy rows this boat together with alex on it. if> big waves comes daddy and mummy can handle it and protect little alex> right?'>
Alex: 'Yesss! daddy is strong!'>

Adviser: 'if a big fish comes and bite daddy and pulls him into the sea...> who's gonna row the boat to the shore at the end of the sea of life?'>
Alex: 'Mummy has to row the boat. I'll help too!'>
Adviser: 'But if daddy is not around anymore will it be harder for you to> reach the shore?'> Alex: 'yeps.'
Adviser: 'What if another big fish bites mummy and pull her into the sea?'>
Alex: 'nooo... i don't want that to happen! then i can't reach the shore!> i'll die in the sea!'> Adviser: 'why can't you reach the shore? little alex can row the boat too!'>
Alex: 'but i'm not strong like daddy and mummy... i cannot reach the shore> without daddy and mummy.'>
Adviser: 'Yeah.. that sounds a little tough. lots of daddies around the> world think so too. they gathered around and had a meeting. they decided> that instead of building a small boat to row on their own with their own> families, they will put all their energy and resources together to build a> big big ship so that all the daddies and put their children and mummies> inside.'>
Alex: 'yea! big ship is safer!'>
Adviser: 'yep. it's definitely safer. and all the daddies are rowing the> ship together. they promise each other that if a fish gets them and pull> down into the sea, the rest of the daddies will help take care of the> children and mummy. they want to help each other reach the shore on the> other end of the sea...'>
Alex: 'that's very nice of them

Adviser: 'yea it is. daddy can do his best to help row the ship towards the> sea knowing that his family will be taken care of if a big fish gets him,> or he falls off the ship. he does not have to worry as much as he's sure> everyone will help bring his children and mummy to the shore.'> Alex: 'yep.. Alex can get to the shore if other daddies help row the ship!'>
Adviser: 'yeah.. I'm sure you can. And what I'm doing here is selling a> ticket of this ship to daddy so he can bring you and mummy across the sea> of life.. is little Alex happy daddy has prepared this big ship for you to> sail over the dangerous sea?'>
Alex: 'yes! Alex is happy! thank you daddy! i want to play with you later!> buy our tickets quickly!'

The man was impressed... and of course... he brought the ticket.